Call reports 2015
BANK OF DICKSON — 2015
What BANK OF DICKSON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 223,249,000 | 223,149,000 | 226,871,000 | 227,277,000 |
| Total loans | 131,525,000 | 133,077,000 | 138,280,000 | 139,845,000 |
| Allowance for loan losses | 1,450,000 | 1,370,000 | 1,357,000 | 1,404,000 |
| Securities available for sale | 79,634,000 | 77,609,000 | 81,373,000 | 79,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,147,000 | 188,154,000 | 187,404,000 | 187,575,000 |
| Interest-bearing deposits | 151,905,000 | 153,968,000 | 151,785,000 | 151,418,000 |
| Noninterest-bearing deposits | 35,242,000 | 34,186,000 | 35,619,000 | 36,157,000 |
| Equity capital | 28,803,000 | 28,334,000 | 28,748,000 | 29,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,071,000 | 4,110,000 | 6,193,000 | 8,234,000 |
| Interest expense | 314,000 | 628,000 | 935,000 | 1,228,000 |
| Net interest income | 1,757,000 | 3,482,000 | 5,258,000 | 7,006,000 |
| Noninterest income | 193,000 | 392,000 | 582,000 | 891,000 |
| Noninterest expense | 1,358,000 | 2,725,000 | 4,131,000 | 5,501,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 295,000 |
| Pretax income | 342,000 | 1,063,000 | 1,631,000 | 2,273,000 |
| Income tax | 55,000 | 271,000 | 399,000 | 569,000 |
| Net income | 287,000 | 792,000 | 1,232,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,799,000 | 27,106,000 | 27,349,000 | 27,622,000 |
| Total capital | 28,249,000 | 28,476,000 | 28,706,000 | 29,026,000 |
| Risk-weighted assets | 118,639,000 | 119,036,000 | 121,772,000 | 122,470,000 |