Call reports 2014
BANK OF DICKSON — 2014
What BANK OF DICKSON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 220,890,000 | 220,949,000 | 220,787,000 | 222,702,000 |
| Total loans | 125,164,000 | 126,654,000 | 126,698,000 | 130,513,000 |
| Allowance for loan losses | 1,676,000 | 1,670,000 | 1,609,000 | 1,662,000 |
| Securities available for sale | 76,452,000 | 78,719,000 | 85,694,000 | 83,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,500,000 | 185,945,000 | 185,837,000 | 184,381,000 |
| Interest-bearing deposits | 155,963,000 | 155,103,000 | 152,488,000 | 150,707,000 |
| Noninterest-bearing deposits | 30,537,000 | 30,842,000 | 33,349,000 | 33,674,000 |
| Equity capital | 26,981,000 | 27,680,000 | 28,040,000 | 28,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,033,000 | 4,091,000 | 6,184,000 | 8,259,000 |
| Interest expense | 355,000 | 705,000 | 1,044,000 | 1,375,000 |
| Net interest income | 1,678,000 | 3,386,000 | 5,140,000 | 6,884,000 |
| Noninterest income | 188,000 | 408,000 | 608,000 | 943,000 |
| Noninterest expense | 1,341,000 | 2,699,000 | 4,042,000 | 5,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 618,000 | 1,188,000 | 1,798,000 | 2,429,000 |
| Income tax | 161,000 | 307,000 | 467,000 | 633,000 |
| Net income | 457,000 | 881,000 | 1,331,000 | 1,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,956,000 | 26,186,000 | 26,439,000 | 26,709,000 |
| Total capital | 27,388,000 | 27,637,000 | 27,892,000 | 28,206,000 |
| Risk-weighted assets | 115,241,000 | 115,868,000 | 116,137,000 | 119,629,000 |