Call reports 2013
BANK OF DICKSON — 2013
What BANK OF DICKSON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 216,558,000 | 217,438,000 | 217,068,000 | 216,285,000 |
| Total loans | 122,079,000 | 125,452,000 | 126,442,000 | 126,894,000 |
| Allowance for loan losses | 1,662,000 | 1,653,000 | 1,641,000 | 1,686,000 |
| Securities available for sale | 78,907,000 | 76,390,000 | 76,961,000 | 73,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,960,000 | 182,897,000 | 183,061,000 | 183,580,000 |
| Interest-bearing deposits | 152,394,000 | 154,362,000 | 152,940,000 | 152,886,000 |
| Noninterest-bearing deposits | 29,566,000 | 28,535,000 | 30,121,000 | 30,694,000 |
| Equity capital | 27,799,000 | 27,160,000 | 26,383,000 | 26,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,071,000 | 4,141,000 | 6,243,000 | 8,327,000 |
| Interest expense | 408,000 | 807,000 | 1,191,000 | 1,564,000 |
| Net interest income | 1,663,000 | 3,334,000 | 5,052,000 | 6,763,000 |
| Noninterest income | 206,000 | 441,000 | 648,000 | 932,000 |
| Noninterest expense | 1,304,000 | 2,632,000 | 3,963,000 | 5,305,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 565,000 | 1,143,000 | 1,737,000 | 2,340,000 |
| Income tax | 149,000 | 301,000 | 456,000 | 619,000 |
| Net income | 416,000 | 842,000 | 1,281,000 | 1,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,536,000 | 25,755,000 | 25,751,000 | 25,990,000 |
| Total capital | 26,950,000 | 27,193,000 | 27,205,000 | 27,428,000 |
| Risk-weighted assets | 112,835,000 | 114,815,000 | 115,759,000 | 114,858,000 |