Call reports 2012
BANK OF DICKSON — 2012
What BANK OF DICKSON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 207,376,000 | 209,186,000 | 213,495,000 | 213,761,000 |
| Total loans | 109,888,000 | 114,336,000 | 116,823,000 | 119,653,000 |
| Allowance for loan losses | 1,639,000 | 1,618,000 | 1,612,000 | 1,674,000 |
| Securities available for sale | 83,261,000 | 84,838,000 | 83,479,000 | 81,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,016,000 | 173,708,000 | 177,567,000 | 178,648,000 |
| Interest-bearing deposits | 146,854,000 | 146,411,000 | 150,144,000 | 151,688,000 |
| Noninterest-bearing deposits | 26,162,000 | 27,297,000 | 27,423,000 | 26,960,000 |
| Equity capital | 26,838,000 | 27,415,000 | 27,807,000 | 27,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,364,000 | 6,541,000 | 8,681,000 |
| Interest expense | 484,000 | 948,000 | 1,410,000 | 1,851,000 |
| Net interest income | 1,699,000 | 3,416,000 | 5,131,000 | 6,830,000 |
| Noninterest income | 216,000 | 458,000 | 666,000 | 919,000 |
| Noninterest expense | 1,299,000 | 2,619,000 | 3,927,000 | 5,251,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 616,000 | 1,255,000 | 1,870,000 | 2,423,000 |
| Income tax | 173,000 | 353,000 | 523,000 | 668,000 |
| Net income | 443,000 | 902,000 | 1,347,000 | 1,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,571,000 | 24,849,000 | 25,116,000 | 25,322,000 |
| Total capital | 25,904,000 | 26,223,000 | 26,501,000 | 26,722,000 |
| Risk-weighted assets | 106,141,000 | 109,572,000 | 110,533,000 | 111,040,000 |