Call reports 2011
BANK OF DICKSON — 2011
What BANK OF DICKSON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 197,761,000 | 199,484,000 | 199,971,000 | 202,438,000 |
| Total loans | 107,827,000 | 108,176,000 | 107,983,000 | 106,809,000 |
| Allowance for loan losses | 1,834,000 | 1,785,000 | 1,743,000 | 1,682,000 |
| Securities available for sale | 65,329,000 | 74,257,000 | 81,201,000 | 79,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,594,000 | 165,133,000 | 163,770,000 | 167,526,000 |
| Interest-bearing deposits | 141,709,000 | 142,743,000 | 141,406,000 | 143,769,000 |
| Noninterest-bearing deposits | 22,885,000 | 22,390,000 | 22,364,000 | 23,757,000 |
| Equity capital | 26,144,000 | 26,912,000 | 27,910,000 | 26,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,143,000 | 4,333,000 | 6,524,000 | 8,720,000 |
| Interest expense | 551,000 | 1,098,000 | 1,627,000 | 2,136,000 |
| Net interest income | 1,592,000 | 3,235,000 | 4,897,000 | 6,584,000 |
| Noninterest income | 231,000 | 515,000 | 777,000 | 1,058,000 |
| Noninterest expense | 1,268,000 | 2,581,000 | 3,856,000 | 5,198,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 555,000 | 1,169,000 | 1,818,000 | 2,399,000 |
| Income tax | 150,000 | 321,000 | 507,000 | 665,000 |
| Net income | 405,000 | 848,000 | 1,311,000 | 1,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,747,000 | 25,011,000 | 25,293,000 | 24,307,000 |
| Total capital | 26,017,000 | 26,304,000 | 26,599,000 | 25,604,000 |
| Risk-weighted assets | 100,864,000 | 102,956,000 | 104,066,000 | 103,208,000 |