Call reports 2010
BANK OF DICKSON — 2010
What BANK OF DICKSON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 187,016,000 | 184,582,000 | 187,256,000 | 188,264,000 |
| Total loans | 102,414,000 | 101,777,000 | 104,850,000 | 105,571,000 |
| Allowance for loan losses | 1,986,000 | 1,903,000 | 1,881,000 | 1,845,000 |
| Securities available for sale | 60,045,000 | 65,272,000 | 64,108,000 | 65,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,452,000 | 151,472,000 | 152,765,000 | 156,027,000 |
| Interest-bearing deposits | 131,606,000 | 129,569,000 | 130,692,000 | 135,516,000 |
| Noninterest-bearing deposits | 22,846,000 | 21,903,000 | 22,073,000 | 20,511,000 |
| Equity capital | 25,509,000 | 25,861,000 | 26,148,000 | 25,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,353,000 | 6,546,000 | 8,714,000 |
| Interest expense | 577,000 | 1,149,000 | 1,704,000 | 2,260,000 |
| Net interest income | 1,620,000 | 3,204,000 | 4,842,000 | 6,454,000 |
| Noninterest income | 269,000 | 565,000 | 816,000 | 1,097,000 |
| Noninterest expense | 1,329,000 | 2,709,000 | 3,995,000 | 5,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 560,000 | 1,060,000 | 1,663,000 | 2,248,000 |
| Income tax | 172,000 | 325,000 | 516,000 | 674,000 |
| Net income | 388,000 | 735,000 | 1,147,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,017,000 | 24,189,000 | 24,418,000 | 24,662,000 |
| Total capital | 25,233,000 | 25,398,000 | 25,654,000 | 25,904,000 |
| Risk-weighted assets | 96,306,000 | 96,019,000 | 98,045,000 | 98,748,000 |