Call reports 2024
BANK OF SAN FRANCISCO — 2024
What BANK OF SAN FRANCISCO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 613,151,000 | 613,546,000 | 637,101,000 | 615,437,000 |
| Total loans | 503,631,000 | 514,296,000 | 519,131,000 | 507,970,000 |
| Allowance for loan losses | 6,704,000 | 6,744,000 | 6,982,000 | 6,662,000 |
| Securities available for sale | 0 | 0 | 19,879,000 | 23,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,213,000 | 533,827,000 | 555,116,000 | 530,735,000 |
| Interest-bearing deposits | 346,532,000 | 346,877,000 | 339,946,000 | 333,202,000 |
| Noninterest-bearing deposits | 188,681,000 | 186,950,000 | 215,170,000 | 197,533,000 |
| Equity capital | 69,958,000 | 71,712,000 | 73,787,000 | 75,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,763,000 | 16,078,000 | 24,726,000 | 33,050,000 |
| Interest expense | 2,304,000 | 4,803,000 | 7,003,000 | 8,881,000 |
| Net interest income | 5,459,000 | 11,275,000 | 17,723,000 | 24,169,000 |
| Noninterest income | 173,000 | 633,000 | 772,000 | 930,000 |
| Noninterest expense | 3,551,000 | 7,545,000 | 11,372,000 | 15,971,000 |
| Provision for loan losses | 0 | 40,000 | 140,000 | -180,000 |
| Pretax income | 2,081,000 | 4,323,000 | 6,983,000 | 9,308,000 |
| Income tax | 618,000 | 1,284,000 | 2,073,000 | 2,770,000 |
| Net income | 1,463,000 | 3,039,000 | 4,910,000 | 6,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,798,000 | 71,511,000 | 73,594,000 | 75,365,000 |
| Total capital | 74,777,000 | 76,658,000 | 78,757,000 | 80,427,000 |
| Risk-weighted assets | 396,440,000 | 409,929,000 | 411,056,000 | 403,226,000 |