Call reports 2023
BANK OF SAN FRANCISCO — 2023
What BANK OF SAN FRANCISCO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 605,125,000 | 612,399,000 | 612,190,000 | 611,976,000 |
| Total loans | 513,375,000 | 510,339,000 | 504,703,000 | 501,941,000 |
| Allowance for loan losses | 7,188,000 | 7,188,000 | 7,188,000 | 6,745,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,364,000 | 539,797,000 | 536,448,000 | 535,425,000 |
| Interest-bearing deposits | 337,200,000 | 333,077,000 | 314,827,000 | 345,385,000 |
| Noninterest-bearing deposits | 197,164,000 | 206,720,000 | 221,621,000 | 190,040,000 |
| Equity capital | 62,757,000 | 64,682,000 | 66,643,000 | 68,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,735,000 | 13,981,000 | 21,652,000 | 29,309,000 |
| Interest expense | 1,438,000 | 3,372,000 | 5,422,000 | 7,575,000 |
| Net interest income | 5,297,000 | 10,609,000 | 16,230,000 | 21,734,000 |
| Noninterest income | 178,000 | 601,000 | 757,000 | 921,000 |
| Noninterest expense | 3,116,000 | 6,282,000 | 9,428,000 | 12,518,000 |
| Provision for loan losses | 0 | 0 | 0 | 290,000 |
| Pretax income | 2,359,000 | 4,928,000 | 7,559,000 | 9,847,000 |
| Income tax | 699,000 | 1,459,000 | 2,239,000 | 2,917,000 |
| Net income | 1,660,000 | 3,469,000 | 5,320,000 | 6,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,604,000 | 64,479,000 | 66,455,000 | 68,200,000 |
| Total capital | 67,714,000 | 69,595,000 | 71,488,000 | 73,207,000 |
| Risk-weighted assets | 406,558,000 | 407,024,000 | 400,313,000 | 398,684,000 |