Call reports 2022
BANK OF SAN FRANCISCO — 2022
What BANK OF SAN FRANCISCO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 585,440,000 | 631,207,000 | 610,507,000 | 591,352,000 |
| Total loans | 486,546,000 | 493,393,000 | 517,137,000 | 521,847,000 |
| Allowance for loan losses | 7,160,000 | 7,160,000 | 7,160,000 | 6,382,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,100,000 | 570,227,000 | 541,546,000 | 522,287,000 |
| Interest-bearing deposits | 309,739,000 | 318,600,000 | 290,133,000 | 279,924,000 |
| Noninterest-bearing deposits | 215,361,000 | 251,627,000 | 251,413,000 | 242,363,000 |
| Equity capital | 57,217,000 | 59,092,000 | 61,329,000 | 61,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,654,000 | 11,531,000 | 17,906,000 | 24,726,000 |
| Interest expense | 217,000 | 537,000 | 1,008,000 | 1,837,000 |
| Net interest income | 5,437,000 | 10,994,000 | 16,898,000 | 22,889,000 |
| Noninterest income | 235,000 | 325,000 | 581,000 | 664,000 |
| Noninterest expense | 2,969,000 | 6,157,000 | 9,357,000 | 12,134,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,123,000 |
| Pretax income | 2,703,000 | 5,162,000 | 8,122,000 | 8,296,000 |
| Income tax | 800,000 | 1,528,000 | 2,404,000 | 2,434,000 |
| Net income | 1,903,000 | 3,634,000 | 5,718,000 | 5,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,996,000 | 58,912,000 | 61,119,000 | 61,373,000 |
| Total capital | 61,618,000 | 63,784,000 | 66,278,000 | 66,593,000 |
| Risk-weighted assets | 367,029,000 | 387,342,000 | 410,540,000 | 416,258,000 |