Call reports 2021
BANK OF SAN FRANCISCO — 2021
What BANK OF SAN FRANCISCO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 725,636,000 | 656,174,000 | 627,679,000 | 599,449,000 |
| Total loans | 584,350,000 | 541,482,000 | 508,303,000 | 506,697,000 |
| Allowance for loan losses | 7,160,000 | 7,160,000 | 7,160,000 | 7,160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,423,000 | 549,727,000 | 549,303,000 | 541,787,000 |
| Interest-bearing deposits | 283,473,000 | 328,506,000 | 343,216,000 | 323,888,000 |
| Noninterest-bearing deposits | 283,950,000 | 221,221,000 | 206,087,000 | 217,899,000 |
| Equity capital | 48,451,000 | 50,531,000 | 52,980,000 | 55,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,452,000 | 12,554,000 | 18,565,000 | 24,524,000 |
| Interest expense | 316,000 | 611,000 | 863,000 | 1,084,000 |
| Net interest income | 6,136,000 | 11,943,000 | 17,702,000 | 23,440,000 |
| Noninterest income | 81,000 | 177,000 | 559,000 | 653,000 |
| Noninterest expense | 2,632,000 | 5,681,000 | 8,417,000 | 11,232,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 3,485,000 | 6,339,000 | 9,744,000 | 12,761,000 |
| Income tax | 1,031,000 | 1,875,000 | 2,882,000 | 3,774,000 |
| Net income | 2,454,000 | 4,464,000 | 6,862,000 | 8,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,214,000 | 50,316,000 | 52,739,000 | 55,004,000 |
| Total capital | 52,212,000 | 54,470,000 | 57,073,000 | 59,565,000 |
| Risk-weighted assets | 316,555,000 | 329,144,000 | 343,714,000 | 362,155,000 |