Call reports 2020
BANK OF SAN FRANCISCO — 2020
What BANK OF SAN FRANCISCO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 418,064,000 | 668,280,000 | 662,421,000 | 674,407,000 |
| Total loans | 330,720,000 | 514,668,000 | 531,390,000 | 547,475,000 |
| Allowance for loan losses | 4,525,000 | 5,875,000 | 6,800,000 | 7,060,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,381,000 | 523,283,000 | 515,812,000 | 535,672,000 |
| Interest-bearing deposits | 240,635,000 | 307,806,000 | 326,271,000 | 302,989,000 |
| Noninterest-bearing deposits | 121,746,000 | 215,477,000 | 189,541,000 | 232,683,000 |
| Equity capital | 41,965,000 | 42,887,000 | 44,068,000 | 45,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,290,000 | 9,194,000 | 14,559,000 | 20,352,000 |
| Interest expense | 539,000 | 1,040,000 | 1,454,000 | 1,823,000 |
| Net interest income | 3,751,000 | 8,154,000 | 13,105,000 | 18,529,000 |
| Noninterest income | 107,000 | 332,000 | 424,000 | 685,000 |
| Noninterest expense | 2,356,000 | 4,415,000 | 6,981,000 | 9,868,000 |
| Provision for loan losses | 195,000 | 1,545,000 | 2,470,000 | 2,730,000 |
| Pretax income | 1,307,000 | 2,526,000 | 4,078,000 | 6,616,000 |
| Income tax | 388,000 | 749,000 | 1,208,000 | 1,958,000 |
| Net income | 919,000 | 1,777,000 | 2,870,000 | 4,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,715,000 | 42,621,000 | 43,827,000 | 45,648,000 |
| Total capital | 45,154,000 | 46,151,000 | 47,487,000 | 49,647,000 |
| Risk-weighted assets | 273,910,000 | 279,941,000 | 289,529,000 | 316,747,000 |