Call reports 2019
BANK OF SAN FRANCISCO — 2019
What BANK OF SAN FRANCISCO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 333,754,000 | 352,329,000 | 361,068,000 | 397,346,000 |
| Total loans | 287,767,000 | 305,930,000 | 310,820,000 | 321,215,000 |
| Allowance for loan losses | 4,015,000 | 4,100,000 | 4,240,000 | 4,330,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,713,000 | 310,267,000 | 317,791,000 | 352,833,000 |
| Interest-bearing deposits | 195,868,000 | 208,341,000 | 204,373,000 | 223,018,000 |
| Noninterest-bearing deposits | 96,845,000 | 101,926,000 | 113,418,000 | 129,815,000 |
| Equity capital | 37,726,000 | 38,590,000 | 39,733,000 | 40,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,779,000 | 7,832,000 | 12,230,000 | 16,729,000 |
| Interest expense | 465,000 | 1,074,000 | 1,689,000 | 2,269,000 |
| Net interest income | 3,314,000 | 6,758,000 | 10,541,000 | 14,460,000 |
| Noninterest income | 241,000 | 424,000 | 707,000 | 811,000 |
| Noninterest expense | 2,125,000 | 4,480,000 | 6,858,000 | 9,124,000 |
| Provision for loan losses | 75,000 | 160,000 | 300,000 | 390,000 |
| Pretax income | 1,355,000 | 2,542,000 | 4,090,000 | 5,757,000 |
| Income tax | 402,000 | 754,000 | 1,216,000 | 1,699,000 |
| Net income | 953,000 | 1,788,000 | 2,874,000 | 4,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,456,000 | 38,317,000 | 39,433,000 | 40,706,000 |
| Total capital | 40,449,000 | 41,497,000 | 42,712,000 | 44,060,000 |
| Risk-weighted assets | 238,346,000 | 253,389,000 | 261,245,000 | 267,288,000 |