Call reports 2018
BANK OF SAN FRANCISCO — 2018
What BANK OF SAN FRANCISCO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 296,001,000 | 309,286,000 | 321,304,000 | 329,088,000 |
| Total loans | 248,216,000 | 259,932,000 | 272,147,000 | 280,636,000 |
| Allowance for loan losses | 3,425,000 | 3,625,000 | 3,755,000 | 3,940,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,127,000 | 273,561,000 | 284,577,000 | 291,055,000 |
| Interest-bearing deposits | 154,900,000 | 159,955,000 | 161,478,000 | 172,727,000 |
| Noninterest-bearing deposits | 115,227,000 | 113,606,000 | 123,099,000 | 118,328,000 |
| Equity capital | 24,666,000 | 34,738,000 | 35,704,000 | 36,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,052,000 | 6,408,000 | 10,042,000 | 13,976,000 |
| Interest expense | 184,000 | 407,000 | 659,000 | 958,000 |
| Net interest income | 2,868,000 | 6,001,000 | 9,383,000 | 13,018,000 |
| Noninterest income | 202,000 | 508,000 | 606,000 | 699,000 |
| Noninterest expense | 1,996,000 | 4,107,000 | 6,123,000 | 8,270,000 |
| Provision for loan losses | 260,000 | 460,000 | 590,000 | 775,000 |
| Pretax income | 814,000 | 1,942,000 | 3,276,000 | 4,672,000 |
| Income tax | 243,000 | 578,000 | 974,000 | 1,360,000 |
| Net income | 571,000 | 1,364,000 | 2,302,000 | 3,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,381,000 | 34,427,000 | 35,422,000 | 36,499,000 |
| Total capital | 27,106,000 | 37,240,000 | 38,324,000 | 39,408,000 |
| Risk-weighted assets | 217,228,000 | 224,195,000 | 231,194,000 | 231,608,000 |