Call reports 2017
BANK OF SAN FRANCISCO — 2017
What BANK OF SAN FRANCISCO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 239,552,000 | 258,307,000 | 280,310,000 | 289,891,000 |
| Total loans | 193,983,000 | 206,992,000 | 208,843,000 | 229,521,000 |
| Allowance for loan losses | 2,630,000 | 2,785,000 | 2,885,000 | 3,165,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,693,000 | 233,988,000 | 255,364,000 | 264,794,000 |
| Interest-bearing deposits | 127,582,000 | 142,690,000 | 149,674,000 | 150,639,000 |
| Noninterest-bearing deposits | 88,111,000 | 91,298,000 | 105,690,000 | 114,155,000 |
| Equity capital | 23,129,000 | 23,529,000 | 24,025,000 | 24,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,354,000 | 4,817,000 | 7,530,000 | 10,388,000 |
| Interest expense | 138,000 | 288,000 | 477,000 | 664,000 |
| Net interest income | 2,216,000 | 4,529,000 | 7,053,000 | 9,724,000 |
| Noninterest income | 178,000 | 447,000 | 624,000 | 797,000 |
| Noninterest expense | 1,651,000 | 3,395,000 | 5,151,000 | 7,010,000 |
| Provision for loan losses | 55,000 | 210,000 | 310,000 | 590,000 |
| Pretax income | 688,000 | 1,371,000 | 2,216,000 | 2,921,000 |
| Income tax | 285,000 | 568,000 | 917,000 | 1,611,000 |
| Net income | 403,000 | 803,000 | 1,299,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,935,000 | 23,306,000 | 23,792,000 | 23,835,000 |
| Total capital | 25,020,000 | 25,538,000 | 26,111,000 | 26,365,000 |
| Risk-weighted assets | 166,217,000 | 178,002,000 | 184,930,000 | 201,714,000 |