Call reports 2016
BANK OF SAN FRANCISCO — 2016
What BANK OF SAN FRANCISCO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 225,504,000 | 211,055,000 | 226,014,000 | 233,527,000 |
| Total loans | 178,603,000 | 183,399,000 | 186,304,000 | 187,572,000 |
| Allowance for loan losses | 2,375,000 | 2,482,000 | 2,496,000 | 2,575,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,397,000 | 188,483,000 | 202,901,000 | 209,831,000 |
| Interest-bearing deposits | 110,576,000 | 114,721,000 | 119,545,000 | 120,488,000 |
| Noninterest-bearing deposits | 92,821,000 | 73,762,000 | 83,356,000 | 89,343,000 |
| Equity capital | 21,537,000 | 21,862,000 | 22,352,000 | 22,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,194,000 | 4,450,000 | 6,737,000 | 9,140,000 |
| Interest expense | 118,000 | 238,000 | 365,000 | 492,000 |
| Net interest income | 2,076,000 | 4,212,000 | 6,372,000 | 8,648,000 |
| Noninterest income | 182,000 | 363,000 | 717,000 | 803,000 |
| Noninterest expense | 1,641,000 | 3,316,000 | 4,939,000 | 6,600,000 |
| Provision for loan losses | 33,000 | 119,000 | 174,000 | 253,000 |
| Pretax income | 584,000 | 1,140,000 | 1,976,000 | 2,598,000 |
| Income tax | 242,000 | 473,000 | 819,000 | 1,067,000 |
| Net income | 342,000 | 667,000 | 1,157,000 | 1,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,401,000 | 21,721,000 | 22,189,000 | 22,579,000 |
| Total capital | 23,456,000 | 23,850,000 | 24,304,000 | 24,627,000 |
| Risk-weighted assets | 164,013,000 | 169,892,000 | 168,820,000 | 163,302,000 |