Call reports 2013
BANK OF SAN FRANCISCO — 2013
What BANK OF SAN FRANCISCO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 129,776,000 | 136,332,000 | 140,346,000 | 145,630,000 |
| Total loans | 111,484,000 | 107,661,000 | 109,572,000 | 115,497,000 |
| Allowance for loan losses | 2,095,000 | 2,095,000 | 2,105,000 | 2,051,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,973,000 | 121,549,000 | 125,123,000 | 130,201,000 |
| Interest-bearing deposits | 71,093,000 | 75,387,000 | 81,858,000 | 79,714,000 |
| Noninterest-bearing deposits | 41,880,000 | 46,162,000 | 43,265,000 | 50,487,000 |
| Equity capital | 14,103,000 | 14,338,000 | 14,595,000 | 14,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,549,000 | 3,256,000 | 4,738,000 | 6,247,000 |
| Interest expense | 79,000 | 172,000 | 269,000 | 369,000 |
| Net interest income | 1,470,000 | 3,084,000 | 4,469,000 | 5,878,000 |
| Noninterest income | 194,000 | 277,000 | 513,000 | 596,000 |
| Noninterest expense | 1,181,000 | 2,492,000 | 3,715,000 | 4,908,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | -134,000 |
| Pretax income | 482,000 | 868,000 | 1,265,000 | 1,700,000 |
| Income tax | 188,000 | 339,000 | 479,000 | 663,000 |
| Net income | 294,000 | 529,000 | 786,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,103,000 | 14,338,000 | 14,595,000 | 14,846,000 |
| Total capital | 15,504,000 | 15,698,000 | 15,982,000 | 16,287,000 |
| Risk-weighted assets | 111,317,000 | 108,055,000 | 110,183,000 | 114,639,000 |