Call reports 2012
BANK OF SAN FRANCISCO — 2012
What BANK OF SAN FRANCISCO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 123,140,000 | 123,841,000 | 133,641,000 | 128,519,000 |
| Total loans | 96,119,000 | 100,905,000 | 104,094,000 | 112,210,000 |
| Allowance for loan losses | 1,705,000 | 1,850,000 | 1,925,000 | 2,050,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,798,000 | 108,251,000 | 119,352,000 | 110,073,000 |
| Interest-bearing deposits | 63,509,000 | 61,565,000 | 64,686,000 | 60,024,000 |
| Noninterest-bearing deposits | 46,289,000 | 46,686,000 | 54,666,000 | 50,049,000 |
| Equity capital | 12,989,000 | 13,227,000 | 13,590,000 | 13,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,874,000 | 4,400,000 | 5,964,000 |
| Interest expense | 70,000 | 141,000 | 217,000 | 292,000 |
| Net interest income | 1,345,000 | 2,733,000 | 4,183,000 | 5,672,000 |
| Noninterest income | 32,000 | 265,000 | 393,000 | 498,000 |
| Noninterest expense | 998,000 | 2,053,000 | 3,090,000 | 4,202,000 |
| Provision for loan losses | 15,000 | 172,000 | 247,000 | 372,000 |
| Pretax income | 364,000 | 773,000 | 1,239,000 | 1,596,000 |
| Income tax | 153,000 | 324,000 | 427,000 | 565,000 |
| Net income | 211,000 | 449,000 | 812,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,536,000 | 12,828,000 | 13,518,000 | 13,809,000 |
| Total capital | 13,713,000 | 14,102,000 | 14,827,000 | 15,219,000 |
| Risk-weighted assets | 93,608,000 | 101,353,000 | 104,112,000 | 112,175,000 |