Call reports 2011
BANK OF SAN FRANCISCO — 2011
What BANK OF SAN FRANCISCO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,896,000 | 116,975,000 | 117,950,000 | 123,538,000 |
| Total loans | 79,529,000 | 80,850,000 | 85,135,000 | 94,417,000 |
| Allowance for loan losses | 1,690,000 | 1,700,000 | 1,790,000 | 1,690,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,190,000 | 104,183,000 | 104,877,000 | 110,434,000 |
| Interest-bearing deposits | 59,115,000 | 62,714,000 | 60,101,000 | 63,514,000 |
| Noninterest-bearing deposits | 36,075,000 | 41,469,000 | 44,776,000 | 46,920,000 |
| Equity capital | 12,399,000 | 12,523,000 | 12,691,000 | 12,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,512,000 | 3,802,000 | 5,146,000 |
| Interest expense | 92,000 | 174,000 | 245,000 | 318,000 |
| Net interest income | 1,132,000 | 2,338,000 | 3,557,000 | 4,828,000 |
| Noninterest income | 77,000 | 100,000 | 142,000 | 208,000 |
| Noninterest expense | 991,000 | 1,997,000 | 2,883,000 | 3,862,000 |
| Provision for loan losses | 6,000 | 15,000 | 101,000 | 242,000 |
| Pretax income | 212,000 | 426,000 | 715,000 | 932,000 |
| Income tax | 89,000 | 179,000 | 299,000 | 430,000 |
| Net income | 123,000 | 247,000 | 416,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,012,000 | 12,315,000 | 12,169,000 | 12,230,000 |
| Total capital | 13,055,000 | 13,397,000 | 13,297,000 | 13,397,000 |
| Risk-weighted assets | 82,767,000 | 85,949,000 | 89,544,000 | 92,916,000 |