Call reports 2025
COMMERCE BANK — 2025
What COMMERCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 159,456,000 | 158,251,000 | 159,918,000 | 158,618,000 |
| Total loans | 105,518,000 | 108,474,000 | 109,719,000 | 111,461,000 |
| Allowance for loan losses | 1,640,000 | 1,697,000 | 1,754,000 | 1,709,000 |
| Securities available for sale | 34,554,000 | 35,312,000 | 34,759,000 | 33,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,208,000 | 138,704,000 | 137,090,000 | 137,706,000 |
| Interest-bearing deposits | 83,446,000 | 80,488,000 | 78,496,000 | 80,165,000 |
| Noninterest-bearing deposits | 59,762,000 | 58,216,000 | 58,594,000 | 57,541,000 |
| Equity capital | 15,162,000 | 15,707,000 | 16,894,000 | 16,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,759,000 | 7,187,000 | 9,664,000 |
| Interest expense | 363,000 | 700,000 | 1,094,000 | 1,497,000 |
| Net interest income | 1,977,000 | 4,059,000 | 6,093,000 | 8,167,000 |
| Noninterest income | 331,000 | 636,000 | 957,000 | 1,263,000 |
| Noninterest expense | 1,289,000 | 2,546,000 | 3,878,000 | 5,344,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 944,000 | 1,999,000 | 2,947,000 | 3,786,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 944,000 | 1,999,000 | 2,947,000 | 3,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,417,000 | 19,909,000 | 20,257,000 | 19,335,000 |