Call reports 2024
COMMERCE BANK — 2024
What COMMERCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 159,215,000 | 158,809,000 | 157,436,000 | 155,347,000 |
| Total loans | 101,981,000 | 104,609,000 | 106,001,000 | 105,616,000 |
| Allowance for loan losses | 1,504,000 | 1,522,000 | 1,623,000 | 1,632,000 |
| Securities available for sale | 36,929,000 | 37,926,000 | 37,190,000 | 34,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,206,000 | 142,289,000 | 139,843,000 | 140,489,000 |
| Interest-bearing deposits | 86,918,000 | 84,711,000 | 84,265,000 | 82,967,000 |
| Noninterest-bearing deposits | 58,288,000 | 57,578,000 | 55,578,000 | 57,522,000 |
| Equity capital | 13,038,000 | 13,657,000 | 15,158,000 | 13,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,185,000 | 4,489,000 | 6,829,000 | 9,203,000 |
| Interest expense | 396,000 | 820,000 | 1,263,000 | 1,684,000 |
| Net interest income | 1,789,000 | 3,669,000 | 5,566,000 | 7,519,000 |
| Noninterest income | 299,000 | 605,000 | 854,000 | 1,437,000 |
| Noninterest expense | 1,352,000 | 2,586,000 | 3,863,000 | 5,177,000 |
| Provision for loan losses | 100,000 | 135,000 | 295,000 | 420,000 |
| Pretax income | 636,000 | 1,528,000 | 2,237,000 | 3,093,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 636,000 | 1,528,000 | 2,237,000 | 3,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,004,000 | 18,446,000 | 18,667,000 | 18,473,000 |