Call reports 2023
COMMERCE BANK — 2023
What COMMERCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 160,452,000 | 157,444,000 | 156,472,000 | 154,513,000 |
| Total loans | 97,495,000 | 100,734,000 | 100,038,000 | 100,763,000 |
| Allowance for loan losses | 1,436,000 | 1,445,000 | 1,508,000 | 1,524,000 |
| Securities available for sale | 43,512,000 | 41,188,000 | 38,591,000 | 38,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,882,000 | 138,557,000 | 140,129,000 | 138,438,000 |
| Interest-bearing deposits | 85,867,000 | 81,639,000 | 82,678,000 | 83,912,000 |
| Noninterest-bearing deposits | 59,015,000 | 56,918,000 | 57,451,000 | 54,526,000 |
| Equity capital | 13,071,000 | 12,631,000 | 11,453,000 | 15,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,560,000 | 5,546,000 | 7,702,000 |
| Interest expense | 190,000 | 470,000 | 840,000 | 1,237,000 |
| Net interest income | 1,504,000 | 3,090,000 | 4,706,000 | 6,465,000 |
| Noninterest income | 302,000 | 605,000 | 954,000 | 4,160,000 |
| Noninterest expense | 1,237,000 | 2,367,000 | 3,562,000 | 5,031,000 |
| Provision for loan losses | 30,000 | 75,000 | 135,000 | 195,000 |
| Pretax income | 539,000 | 1,253,000 | 1,963,000 | 2,762,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 539,000 | 1,253,000 | 1,963,000 | 2,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,948,000 | 19,329,000 | 19,626,000 | 19,524,000 |