Call reports 2022
COMMERCE BANK — 2022
What COMMERCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 158,076,000 | 156,019,000 | 156,494,000 | 152,983,000 |
| Total loans | 87,548,000 | 89,790,000 | 94,058,000 | 94,256,000 |
| Allowance for loan losses | 1,899,000 | 1,906,000 | 1,889,000 | 1,425,000 |
| Securities available for sale | 47,956,000 | 47,360,000 | 45,785,000 | 44,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,757,000 | 143,591,000 | 144,100,000 | 140,169,000 |
| Interest-bearing deposits | 88,014,000 | 86,028,000 | 86,153,000 | 83,826,000 |
| Noninterest-bearing deposits | 55,743,000 | 57,563,000 | 57,948,000 | 56,343,000 |
| Equity capital | 13,837,000 | 11,868,000 | 9,855,000 | 11,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,897,000 | 4,452,000 | 6,086,000 |
| Interest expense | 129,000 | 231,000 | 310,000 | 402,000 |
| Net interest income | 1,291,000 | 2,666,000 | 4,142,000 | 5,684,000 |
| Noninterest income | 277,000 | 805,000 | 1,098,000 | 1,402,000 |
| Noninterest expense | 1,135,000 | 2,169,000 | 3,293,000 | 4,317,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | -355,000 |
| Pretax income | 403,000 | 1,242,000 | 1,857,000 | 2,601,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 1,242,000 | 1,857,000 | 2,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,208,000 | 17,834,000 | 17,977,000 | 18,196,000 |