Call reports 2021
COMMERCE BANK — 2021
What COMMERCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 151,315,000 | 158,877,000 | 156,177,000 | 155,560,000 |
| Total loans | 87,983,000 | 87,907,000 | 86,880,000 | 86,142,000 |
| Allowance for loan losses | 1,793,000 | 1,842,000 | 1,847,000 | 1,881,000 |
| Securities available for sale | 33,138,000 | 38,953,000 | 41,245,000 | 49,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,743,000 | 135,854,000 | 137,643,000 | 138,491,000 |
| Interest-bearing deposits | 80,127,000 | 83,416,000 | 84,840,000 | 84,929,000 |
| Noninterest-bearing deposits | 48,616,000 | 52,438,000 | 52,803,000 | 53,562,000 |
| Equity capital | 16,159,000 | 16,356,000 | 17,976,000 | 16,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,844,000 | 4,278,000 | 5,688,000 |
| Interest expense | 207,000 | 403,000 | 584,000 | 736,000 |
| Net interest income | 1,238,000 | 2,441,000 | 3,694,000 | 4,952,000 |
| Noninterest income | 245,000 | 497,000 | 2,588,000 | 2,785,000 |
| Noninterest expense | 1,087,000 | 2,038,000 | 3,256,000 | 4,309,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 190,000 |
| Pretax income | 336,000 | 780,000 | 2,866,000 | 3,242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 336,000 | 780,000 | 2,866,000 | 3,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,915,000 | 16,108,000 | 17,901,000 | 16,763,000 |