Call reports 2020
COMMERCE BANK — 2020
What COMMERCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 131,682,000 | 145,241,000 | 147,013,000 | 148,495,000 |
| Total loans | 87,904,000 | 91,814,000 | 93,158,000 | 91,071,000 |
| Allowance for loan losses | 1,666,000 | 1,694,000 | 1,726,000 | 1,749,000 |
| Securities available for sale | 23,859,000 | 26,063,000 | 30,520,000 | 33,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,868,000 | 122,552,000 | 123,063,000 | 125,860,000 |
| Interest-bearing deposits | 75,164,000 | 77,272,000 | 78,518,000 | 78,972,000 |
| Noninterest-bearing deposits | 34,704,000 | 45,280,000 | 44,545,000 | 46,888,000 |
| Equity capital | 15,423,000 | 16,221,000 | 16,301,000 | 16,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,433,000 | 2,823,000 | 4,347,000 | 5,845,000 |
| Interest expense | 266,000 | 524,000 | 777,000 | 1,019,000 |
| Net interest income | 1,167,000 | 2,299,000 | 3,570,000 | 4,826,000 |
| Noninterest income | 257,000 | 491,000 | 674,000 | 913,000 |
| Noninterest expense | 978,000 | 1,876,000 | 2,890,000 | 3,792,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 229,000 |
| Pretax income | 401,000 | 824,000 | 1,219,000 | 1,718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 401,000 | 824,000 | 1,219,000 | 1,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,223,000 | 15,488,000 | 15,601,000 | 15,536,000 |