Call reports 2019
COMMERCE BANK — 2019
What COMMERCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 118,856,000 | 119,185,000 | 124,765,000 | 129,242,000 |
| Total loans | 81,513,000 | 84,592,000 | 86,724,000 | 87,163,000 |
| Allowance for loan losses | 1,719,000 | 1,745,000 | 1,708,000 | 1,703,000 |
| Securities available for sale | 21,775,000 | 21,222,000 | 20,511,000 | 22,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,707,000 | 104,652,000 | 103,684,000 | 107,788,000 |
| Interest-bearing deposits | 72,215,000 | 72,020,000 | 72,071,000 | 73,502,000 |
| Noninterest-bearing deposits | 32,493,000 | 32,632,000 | 31,613,000 | 34,286,000 |
| Equity capital | 13,826,000 | 14,167,000 | 14,658,000 | 15,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,706,000 | 4,148,000 | 5,585,000 |
| Interest expense | 185,000 | 395,000 | 623,000 | 858,000 |
| Net interest income | 1,147,000 | 2,311,000 | 3,525,000 | 4,727,000 |
| Noninterest income | 254,000 | 532,000 | 797,000 | 1,077,000 |
| Noninterest expense | 812,000 | 1,694,000 | 2,529,000 | 3,570,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 544,000 | 1,059,000 | 1,658,000 | 2,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 544,000 | 1,059,000 | 1,658,000 | 2,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,937,000 | 14,035,000 | 14,425,000 | 14,822,000 |
| Total capital | 14,907,000 | 15,047,000 | 15,464,000 | 15,897,000 |
| Risk-weighted assets | 76,778,000 | 80,256,000 | 82,475,000 | 85,386,000 |