Call reports 2016
COMMERCE BANK — 2016
What COMMERCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,214,000 | 104,604,000 | 107,709,000 | 106,855,000 |
| Total loans | 71,102,000 | 72,236,000 | 73,949,000 | 74,655,000 |
| Allowance for loan losses | 1,621,000 | 1,668,000 | 1,686,000 | 1,719,000 |
| Securities available for sale | 18,635,000 | 19,147,000 | 20,609,000 | 21,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,227,000 | 91,115,000 | 94,475,000 | 93,668,000 |
| Interest-bearing deposits | 63,108,000 | 63,198,000 | 64,061,000 | 63,904,000 |
| Noninterest-bearing deposits | 27,119,000 | 27,918,000 | 30,414,000 | 29,764,000 |
| Equity capital | 12,706,000 | 12,794,000 | 12,903,000 | 11,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,115,000 | 2,241,000 | 3,377,000 | 4,528,000 |
| Interest expense | 111,000 | 231,000 | 352,000 | 468,000 |
| Net interest income | 1,004,000 | 2,010,000 | 3,025,000 | 4,060,000 |
| Noninterest income | 225,000 | 452,000 | 649,000 | 875,000 |
| Noninterest expense | 692,000 | 1,393,000 | 2,044,000 | 2,774,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 477,000 | 949,000 | 1,450,000 | 1,921,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 949,000 | 1,450,000 | 1,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,200,000 | 12,276,000 | 12,385,000 | 12,148,000 |
| Total capital | 12,992,000 | 13,069,000 | 13,188,000 | 12,964,000 |
| Risk-weighted assets | 62,331,000 | 62,339,000 | 63,389,000 | 64,158,000 |