Call reports 2015
COMMERCE BANK — 2015
What COMMERCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,625,000 | 96,234,000 | 97,081,000 | 99,701,000 |
| Total loans | 65,429,000 | 69,462,000 | 71,008,000 | 71,716,000 |
| Allowance for loan losses | 1,589,000 | 1,618,000 | 1,618,000 | 1,598,000 |
| Securities available for sale | 21,042,000 | 19,659,000 | 19,010,000 | 18,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,963,000 | 82,629,000 | 84,024,000 | 86,962,000 |
| Interest-bearing deposits | 59,033,000 | 58,806,000 | 59,145,000 | 61,255,000 |
| Noninterest-bearing deposits | 25,931,000 | 23,824,000 | 24,879,000 | 25,707,000 |
| Equity capital | 12,444,000 | 12,272,000 | 12,572,000 | 12,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,148,000 | 3,263,000 | 4,378,000 |
| Interest expense | 76,000 | 150,000 | 242,000 | 345,000 |
| Net interest income | 976,000 | 1,998,000 | 3,021,000 | 4,033,000 |
| Noninterest income | 183,000 | 394,000 | 627,000 | 854,000 |
| Noninterest expense | 658,000 | 1,385,000 | 2,046,000 | 2,893,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 441,000 | 887,000 | 1,422,000 | 1,754,000 |
| Income tax | 8,000 | 0 | 0 | 0 |
| Net income | 433,000 | 887,000 | 1,422,000 | 1,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,829,000 | 11,890,000 | 12,087,000 | 11,723,000 |
| Total capital | 12,549,000 | 12,636,000 | 12,851,000 | 12,507,000 |
| Risk-weighted assets | 57,452,000 | 58,746,000 | 60,177,000 | 61,865,000 |