Call reports 2013
COMMERCE BANK — 2013
What COMMERCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 90,560,000 | 90,335,000 | 88,784,000 | 91,833,000 |
| Total loans | 52,819,000 | 54,527,000 | 54,982,000 | 55,195,000 |
| Allowance for loan losses | 1,525,000 | 1,557,000 | 1,547,000 | 1,557,000 |
| Securities available for sale | 24,416,000 | 24,383,000 | 23,869,000 | 23,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,587,000 | 78,079,000 | 76,949,000 | 80,467,000 |
| Interest-bearing deposits | 59,431,000 | 58,966,000 | 58,667,000 | 58,513,000 |
| Noninterest-bearing deposits | 19,156,000 | 19,114,000 | 18,283,000 | 21,953,000 |
| Equity capital | 11,776,000 | 11,305,000 | 11,474,000 | 11,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,904,000 | 2,896,000 | 3,889,000 |
| Interest expense | 113,000 | 217,000 | 310,000 | 397,000 |
| Net interest income | 835,000 | 1,687,000 | 2,586,000 | 3,492,000 |
| Noninterest income | 219,000 | 450,000 | 678,000 | 926,000 |
| Noninterest expense | 630,000 | 1,207,000 | 1,861,000 | 2,527,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 364,000 | 810,000 | 1,223,000 | 1,651,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 810,000 | 1,223,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,965,000 | 11,154,000 | 11,229,000 | 11,017,000 |
| Total capital | 11,584,000 | 11,786,000 | 11,858,000 | 11,648,000 |
| Risk-weighted assets | 48,525,000 | 49,578,000 | 49,384,000 | 49,563,000 |