Call reports 2012
COMMERCE BANK — 2012
What COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 89,024,000 | 89,426,000 | 90,295,000 | 90,059,000 |
| Total loans | 54,804,000 | 54,538,000 | 53,929,000 | 54,148,000 |
| Allowance for loan losses | 1,485,000 | 1,531,000 | 1,512,000 | 1,547,000 |
| Securities available for sale | 21,037,000 | 22,576,000 | 24,977,000 | 25,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,200,000 | 77,595,000 | 78,215,000 | 78,385,000 |
| Interest-bearing deposits | 59,858,000 | 60,711,000 | 60,046,000 | 60,230,000 |
| Noninterest-bearing deposits | 17,343,000 | 16,885,000 | 18,169,000 | 18,156,000 |
| Equity capital | 11,628,000 | 11,623,000 | 11,879,000 | 11,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,078,000 | 3,103,000 | 4,104,000 |
| Interest expense | 153,000 | 297,000 | 436,000 | 558,000 |
| Net interest income | 900,000 | 1,781,000 | 2,667,000 | 3,546,000 |
| Noninterest income | 231,000 | 454,000 | 690,000 | 941,000 |
| Noninterest expense | 660,000 | 1,245,000 | 1,811,000 | 2,395,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 396,000 | 840,000 | 1,321,000 | 1,792,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 840,000 | 1,321,000 | 1,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,694,000 | 10,647,000 | 10,805,000 | 10,601,000 |
| Total capital | 11,333,000 | 11,276,000 | 11,431,000 | 11,231,000 |
| Risk-weighted assets | 50,200,000 | 49,308,000 | 49,114,000 | 49,401,000 |