Call reports 2011
COMMERCE BANK — 2011
What COMMERCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 85,202,000 | 85,762,000 | 87,633,000 | 88,607,000 |
| Total loans | 55,684,000 | 54,949,000 | 56,460,000 | 55,550,000 |
| Allowance for loan losses | 1,366,000 | 1,337,000 | 1,412,000 | 1,438,000 |
| Securities available for sale | 20,685,000 | 20,293,000 | 21,877,000 | 21,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,025,000 | 74,172,000 | 75,711,000 | 77,100,000 |
| Interest-bearing deposits | 58,168,000 | 58,140,000 | 59,171,000 | 59,542,000 |
| Noninterest-bearing deposits | 15,857,000 | 16,032,000 | 16,540,000 | 17,558,000 |
| Equity capital | 10,984,000 | 11,364,000 | 11,697,000 | 11,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,137,000 | 2,267,000 | 3,395,000 | 4,481,000 |
| Interest expense | 180,000 | 349,000 | 520,000 | 681,000 |
| Net interest income | 957,000 | 1,918,000 | 2,875,000 | 3,800,000 |
| Noninterest income | 213,000 | 434,000 | 665,000 | 901,000 |
| Noninterest expense | 584,000 | 1,133,000 | 1,740,000 | 2,314,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 511,000 | 1,069,000 | 1,575,000 | 2,087,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 511,000 | 1,069,000 | 1,575,000 | 2,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,332,000 | 10,450,000 | 10,611,000 | 10,297,000 |
| Total capital | 10,965,000 | 11,078,000 | 11,257,000 | 10,941,000 |
| Risk-weighted assets | 50,392,000 | 49,416,000 | 50,873,000 | 50,652,000 |