Call reports 2005
COMMERCE BANK — 2005
What COMMERCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 65,141,000 | 65,159,000 | 67,992,000 | 69,347,000 |
| Total loans | 42,599,000 | 42,948,000 | 44,514,000 | 44,570,000 |
| Allowance for loan losses | 709,000 | 712,000 | 704,000 | 765,000 |
| Securities available for sale | 14,917,000 | 15,755,000 | 15,144,000 | 16,375,000 |
| Securities held to maturity | 401,000 | 305,000 | 305,000 | 304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,885,000 | 57,620,000 | 60,208,000 | 61,559,000 |
| Interest-bearing deposits | 46,409,000 | 46,927,000 | 48,061,000 | 48,940,000 |
| Noninterest-bearing deposits | 11,476,000 | 10,693,000 | 12,147,000 | 12,619,000 |
| Equity capital | 6,557,000 | 6,868,000 | 7,119,000 | 7,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,902,000 | 2,929,000 | 4,026,000 |
| Interest expense | 282,000 | 579,000 | 903,000 | 1,263,000 |
| Net interest income | 648,000 | 1,323,000 | 2,026,000 | 2,763,000 |
| Noninterest income | 155,000 | 345,000 | 528,000 | 743,000 |
| Noninterest expense | 485,000 | 960,000 | 1,405,000 | 1,930,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 180,000 |
| Pretax income | 288,000 | 648,000 | 1,049,000 | 1,396,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 288,000 | 648,000 | 1,049,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,556,000 | 6,811,000 | 7,106,000 | 7,346,000 |
| Total capital | 7,076,000 | 7,333,000 | 7,648,000 | 7,892,000 |
| Risk-weighted assets | 41,424,000 | 41,595,000 | 43,195,000 | 43,510,000 |
Machine access — free, no API key
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