Call reports 2013
CITIZENS STATE BANK — 2013
What CITIZENS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,978,000 | 51,985,000 | 51,835,000 | 49,387,000 |
| Total loans | 15,584,000 | 15,090,000 | 15,033,000 | 14,709,000 |
| Allowance for loan losses | 743,000 | 606,000 | 726,000 | 661,000 |
| Securities available for sale | 16,301,000 | 21,962,000 | 20,459,000 | 21,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,866,000 | 45,458,000 | 45,478,000 | 42,986,000 |
| Interest-bearing deposits | 38,135,000 | 37,243,000 | 36,560,000 | 35,213,000 |
| Noninterest-bearing deposits | 8,731,000 | 8,215,000 | 8,918,000 | 7,773,000 |
| Equity capital | 7,050,000 | 6,428,000 | 6,266,000 | 6,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 591,000 | 980,000 | 1,361,000 |
| Interest expense | 20,000 | 39,000 | 58,000 | 76,000 |
| Net interest income | 328,000 | 552,000 | 922,000 | 1,285,000 |
| Noninterest income | 35,000 | 8,000 | 8,000 | 34,000 |
| Noninterest expense | 407,000 | 777,000 | 1,184,000 | 1,523,000 |
| Provision for loan losses | 115,000 | 378,000 | 495,000 | 495,000 |
| Pretax income | -159,000 | -595,000 | -749,000 | -699,000 |
| Income tax | 0 | 0 | 0 | -126,000 |
| Net income | -159,000 | -595,000 | -749,000 | -573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,823,000 | 6,387,000 | 6,233,000 | 6,409,000 |
| Total capital | 7,099,000 | 6,645,000 | 6,492,000 | 6,658,000 |
| Risk-weighted assets | 21,644,000 | 20,290,000 | 20,218,000 | 19,483,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.