Call reports 2007
CITIZENS STATE BANK — 2007
What CITIZENS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 49,222,000 | 50,582,000 | 53,235,000 | 47,548,000 |
| Total loans | 19,791,000 | 19,824,000 | 20,507,000 | 19,296,000 |
| Allowance for loan losses | 450,000 | 447,000 | 429,000 | 430,000 |
| Securities available for sale | 19,064,000 | 18,933,000 | 19,086,000 | 20,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,783,000 | 42,173,000 | 44,466,000 | 38,977,000 |
| Interest-bearing deposits | 34,943,000 | 35,000,000 | 36,051,000 | 32,631,000 |
| Noninterest-bearing deposits | 5,840,000 | 7,173,000 | 8,415,000 | 6,346,000 |
| Equity capital | 8,232,000 | 8,209,000 | 8,537,000 | 8,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 696,000 | 1,428,000 | 2,158,000 | 2,877,000 |
| Interest expense | 144,000 | 297,000 | 453,000 | 606,000 |
| Net interest income | 552,000 | 1,131,000 | 1,705,000 | 2,271,000 |
| Noninterest income | 47,000 | 74,000 | 117,000 | 159,000 |
| Noninterest expense | 373,000 | 764,000 | 1,126,000 | 1,538,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 47,000 |
| Pretax income | 211,000 | 411,000 | 651,000 | 845,000 |
| Income tax | 41,000 | 78,000 | 128,000 | 163,000 |
| Net income | 170,000 | 333,000 | 523,000 | 682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,232,000 | 8,325,000 | 8,515,000 | 8,243,000 |
| Total capital | 8,535,000 | 8,638,000 | 8,843,000 | 8,549,000 |
| Risk-weighted assets | 24,055,000 | 24,898,000 | 26,128,000 | 24,318,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.