Call reports 2026
FIRST NATIONAL BANK OF FREDERICK, THE — 2026
What FIRST NATIONAL BANK OF FREDERICK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 28,637,000 | 28,844,000 |
| Total loans | 3,757,000 | 4,300,000 |
| Allowance for loan losses | 165,000 | 165,000 |
| Securities available for sale | 14,010,000 | 14,309,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 25,128,000 | 25,491,000 |
| Interest-bearing deposits | 18,853,000 | 18,459,000 |
| Noninterest-bearing deposits | 6,275,000 | 7,032,000 |
| Equity capital | 3,322,000 | 3,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 237,000 | 478,000 |
| Interest expense | 89,000 | 179,000 |
| Net interest income | 148,000 | 299,000 |
| Noninterest income | 15,000 | 30,000 |
| Noninterest expense | 150,000 | 283,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 13,000 | 46,000 |
| Income tax | 0 | 5,000 |
| Net income | 13,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 3,622,000 | 3,651,000 |