Call reports 2022
FIRST NATIONAL BANK OF FREDERICK, THE — 2022
What FIRST NATIONAL BANK OF FREDERICK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 25,505,000 | 30,502,000 | 37,038,000 | 34,606,000 |
| Total loans | 6,142,000 | 5,729,000 | 5,260,000 | 7,264,000 |
| Allowance for loan losses | 167,000 | 162,000 | 167,000 | 167,000 |
| Securities available for sale | 11,685,000 | 12,965,000 | 14,778,000 | 14,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,802,000 | 28,081,000 | 35,067,000 | 32,314,000 |
| Interest-bearing deposits | 14,997,000 | 21,005,000 | 25,754,000 | 23,852,000 |
| Noninterest-bearing deposits | 7,805,000 | 7,076,000 | 9,313,000 | 8,462,000 |
| Equity capital | 2,610,000 | 2,336,000 | 1,876,000 | 2,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 257,000 | 455,000 | 721,000 |
| Interest expense | 9,000 | 19,000 | 50,000 | 101,000 |
| Net interest income | 113,000 | 238,000 | 405,000 | 620,000 |
| Noninterest income | 15,000 | 30,000 | 44,000 | 57,000 |
| Noninterest expense | 130,000 | 258,000 | 384,000 | 504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,000 | 10,000 | 65,000 | 173,000 |
| Income tax | -4,000 | -1,000 | 11,000 | 36,000 |
| Net income | 2,000 | 11,000 | 54,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,048,000 | 3,057,000 | 3,099,000 | 3,182,000 |