Call reports 2021
FIRST NATIONAL BANK OF FREDERICK, THE — 2021
What FIRST NATIONAL BANK OF FREDERICK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 25,373,000 | 28,256,000 | 26,837,000 | 33,868,000 |
| Total loans | 7,166,000 | 7,638,000 | 9,269,000 | 9,179,000 |
| Allowance for loan losses | 168,000 | 168,000 | 168,000 | 167,000 |
| Securities available for sale | 4,854,000 | 8,213,000 | 8,766,000 | 9,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,141,000 | 25,031,000 | 23,610,000 | 30,703,000 |
| Interest-bearing deposits | 15,805,000 | 16,103,000 | 16,392,000 | 18,299,000 |
| Noninterest-bearing deposits | 6,336,000 | 8,928,000 | 7,218,000 | 12,404,000 |
| Equity capital | 3,116,000 | 3,108,000 | 3,107,000 | 3,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 110,000 | 216,000 | 340,000 | 472,000 |
| Interest expense | 12,000 | 24,000 | 35,000 | 45,000 |
| Net interest income | 98,000 | 192,000 | 305,000 | 427,000 |
| Noninterest income | 121,000 | 168,000 | 181,000 | 194,000 |
| Noninterest expense | 151,000 | 289,000 | 415,000 | 534,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 71,000 | 71,000 | 89,000 |
| Income tax | 15,000 | 14,000 | 12,000 | 15,000 |
| Net income | 53,000 | 57,000 | 59,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,035,000 | 3,039,000 | 3,041,000 | 3,056,000 |