Call reports 2018
FIRST NATIONAL BANK OF FREDERICK, THE — 2018
What FIRST NATIONAL BANK OF FREDERICK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 19,209,000 | 19,804,000 | 19,590,000 | 21,552,000 |
| Total loans | 6,927,000 | 9,027,000 | 9,934,000 | 10,380,000 |
| Allowance for loan losses | 168,000 | 168,000 | 168,000 | 168,000 |
| Securities available for sale | 5,858,000 | 5,646,000 | 5,409,000 | 5,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,404,000 | 17,014,000 | 16,789,000 | 18,682,000 |
| Interest-bearing deposits | 13,054,000 | 13,933,000 | 12,692,000 | 16,026,000 |
| Noninterest-bearing deposits | 3,350,000 | 3,081,000 | 4,097,000 | 2,656,000 |
| Equity capital | 2,710,000 | 2,720,000 | 2,723,000 | 2,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 308,000 | 491,000 | 692,000 |
| Interest expense | 12,000 | 25,000 | 39,000 | 56,000 |
| Net interest income | 138,000 | 283,000 | 452,000 | 636,000 |
| Noninterest income | 14,000 | 28,000 | 40,000 | 54,000 |
| Noninterest expense | 131,000 | 263,000 | 412,000 | 544,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 48,000 | 80,000 | 146,000 |
| Income tax | 4,000 | 9,000 | 15,000 | 30,000 |
| Net income | 17,000 | 39,000 | 65,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,791,000 | 2,813,000 | 2,839,000 | 2,890,000 |
| Total capital | 2,917,000 | 2,963,000 | 2,998,000 | 3,058,000 |
| Risk-weighted assets | 10,021,000 | 11,957,000 | 12,725,000 | 13,422,000 |