Call reports 2017
FIRST NATIONAL BANK OF FREDERICK, THE — 2017
What FIRST NATIONAL BANK OF FREDERICK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 19,581,000 | 21,119,000 | 19,925,000 | 21,760,000 |
| Total loans | 6,641,000 | 7,882,000 | 9,197,000 | 9,537,000 |
| Allowance for loan losses | 167,000 | 167,000 | 167,000 | 167,000 |
| Securities available for sale | 4,899,000 | 5,823,000 | 5,890,000 | 5,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,767,000 | 18,256,000 | 17,040,000 | 18,910,000 |
| Interest-bearing deposits | 13,854,000 | 14,581,000 | 13,398,000 | 14,696,000 |
| Noninterest-bearing deposits | 2,913,000 | 3,675,000 | 3,642,000 | 4,214,000 |
| Equity capital | 2,729,000 | 2,760,000 | 2,785,000 | 2,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 142,000 | 286,000 | 444,000 | 610,000 |
| Interest expense | 13,000 | 25,000 | 37,000 | 50,000 |
| Net interest income | 129,000 | 261,000 | 407,000 | 560,000 |
| Noninterest income | 12,000 | 26,000 | 40,000 | 53,000 |
| Noninterest expense | 122,000 | 251,000 | 380,000 | 518,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 36,000 | 94,000 | 122,000 |
| Income tax | 2,000 | 4,000 | 16,000 | 23,000 |
| Net income | 17,000 | 32,000 | 78,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,704,000 | 2,719,000 | 2,766,000 | 2,786,000 |
| Total capital | 2,819,000 | 2,850,000 | 2,914,000 | 2,943,000 |
| Risk-weighted assets | 9,162,000 | 10,459,000 | 11,831,000 | 12,532,000 |