Call reports 2023
BANK OF SUNSET & TRUST COMPANY — 2023
What BANK OF SUNSET & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 182,121,000 | 182,818,000 | 180,262,000 | 181,908,000 |
| Total loans | 135,275,000 | 136,629,000 | 140,547,000 | 146,257,000 |
| Allowance for loan losses | 1,421,000 | 1,450,000 | 1,476,000 | 1,506,000 |
| Securities available for sale | 22,819,000 | 21,733,000 | 20,447,000 | 21,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,126,000 | 159,717,000 | 156,795,000 | 151,421,000 |
| Interest-bearing deposits | 115,133,000 | 111,704,000 | 112,184,000 | 112,922,000 |
| Noninterest-bearing deposits | 48,993,000 | 48,013,000 | 44,611,000 | 38,499,000 |
| Equity capital | 15,463,000 | 15,022,000 | 14,945,000 | 15,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,193,000 | 4,385,000 | 6,630,000 | 9,039,000 |
| Interest expense | 275,000 | 613,000 | 1,065,000 | 1,721,000 |
| Net interest income | 1,918,000 | 3,772,000 | 5,565,000 | 7,318,000 |
| Noninterest income | 152,000 | 293,000 | 435,000 | 1,019,000 |
| Noninterest expense | 1,215,000 | 2,460,000 | 3,737,000 | 5,152,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 825,000 | 1,545,000 | 2,173,000 | 3,065,000 |
| Income tax | 165,000 | 307,000 | 428,000 | 597,000 |
| Net income | 660,000 | 1,238,000 | 1,745,000 | 2,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,123,000 | 18,104,000 | 18,610,000 | 18,734,000 |