Call reports 2021
BANK OF SUNSET & TRUST COMPANY — 2021
What BANK OF SUNSET & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 176,348,000 | 180,998,000 | 179,270,000 | 178,574,000 |
| Total loans | 132,081,000 | 127,725,000 | 123,741,000 | 122,367,000 |
| Allowance for loan losses | 1,199,000 | 1,229,000 | 1,256,000 | 1,282,000 |
| Securities available for sale | 15,195,000 | 16,776,000 | 23,238,000 | 21,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,068,000 | 160,608,000 | 159,094,000 | 158,993,000 |
| Interest-bearing deposits | 111,073,000 | 111,109,000 | 112,044,000 | 114,126,000 |
| Noninterest-bearing deposits | 44,995,000 | 49,499,000 | 47,050,000 | 44,867,000 |
| Equity capital | 15,869,000 | 15,915,000 | 16,344,000 | 16,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,669,000 | 5,526,000 | 7,252,000 |
| Interest expense | 213,000 | 403,000 | 581,000 | 750,000 |
| Net interest income | 1,628,000 | 3,266,000 | 4,945,000 | 6,502,000 |
| Noninterest income | 243,000 | 393,000 | 535,000 | 684,000 |
| Noninterest expense | 1,151,000 | 2,276,000 | 3,425,000 | 4,554,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 660,000 | 1,293,000 | 1,935,000 | 2,482,000 |
| Income tax | 136,000 | 256,000 | 394,000 | 470,000 |
| Net income | 524,000 | 1,037,000 | 1,541,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,774,000 | 15,857,000 | 16,360,000 | 16,347,000 |