Call reports 2018
BANK OF SUNSET & TRUST COMPANY — 2018
What BANK OF SUNSET & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 130,774,000 | 134,822,000 | 136,385,000 | 136,057,000 |
| Total loans | 95,767,000 | 97,084,000 | 98,788,000 | 105,799,000 |
| Allowance for loan losses | 936,000 | 966,000 | 1,002,000 | 1,031,000 |
| Securities available for sale | 18,185,000 | 20,768,000 | 19,948,000 | 18,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,239,000 | 118,094,000 | 119,900,000 | 119,625,000 |
| Interest-bearing deposits | 89,657,000 | 92,352,000 | 93,559,000 | 93,003,000 |
| Noninterest-bearing deposits | 24,582,000 | 25,742,000 | 26,341,000 | 26,622,000 |
| Equity capital | 12,905,000 | 12,663,000 | 12,854,000 | 13,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,743,000 | 4,185,000 | 5,697,000 |
| Interest expense | 149,000 | 333,000 | 535,000 | 742,000 |
| Net interest income | 1,176,000 | 2,410,000 | 3,650,000 | 4,955,000 |
| Noninterest income | 155,000 | 289,000 | 413,000 | 547,000 |
| Noninterest expense | 926,000 | 1,859,000 | 2,839,000 | 3,947,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 375,000 | 780,000 | 1,134,000 | 1,435,000 |
| Income tax | 56,000 | 124,000 | 180,000 | 217,000 |
| Net income | 319,000 | 656,000 | 954,000 | 1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,242,000 | 13,049,000 | 13,346,000 | 13,548,000 |
| Total capital | 14,178,000 | 14,015,000 | 14,348,000 | 14,579,000 |
| Risk-weighted assets | 95,353,000 | 97,965,000 | 99,127,000 | 101,995,000 |