Call reports 2005
BANK OF SUNSET & TRUST COMPANY — 2005
What BANK OF SUNSET & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,805,000 | 68,299,000 | 72,875,000 | 73,046,000 |
| Total loans | 41,126,000 | 41,646,000 | 41,259,000 | 45,189,000 |
| Allowance for loan losses | 534,000 | 710,000 | 528,000 | 519,000 |
| Securities available for sale | 17,207,000 | 17,535,000 | 19,711,000 | 19,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,738,000 | 55,039,000 | 61,282,000 | 60,590,000 |
| Interest-bearing deposits | 40,645,000 | 39,872,000 | 44,483,000 | 44,608,000 |
| Noninterest-bearing deposits | 15,093,000 | 15,167,000 | 16,799,000 | 15,982,000 |
| Equity capital | 10,047,000 | 10,243,000 | 10,310,000 | 10,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,759,000 | 2,734,000 | 3,792,000 |
| Interest expense | 139,000 | 294,000 | 472,000 | 676,000 |
| Net interest income | 697,000 | 1,465,000 | 2,262,000 | 3,116,000 |
| Noninterest income | 90,000 | 160,000 | 243,000 | 312,000 |
| Noninterest expense | 555,000 | 1,082,000 | 1,854,000 | 2,476,000 |
| Provision for loan losses | 0 | 0 | -180,000 | -175,000 |
| Pretax income | 232,000 | 526,000 | 814,000 | 1,110,000 |
| Income tax | 89,000 | 184,000 | 293,000 | 393,000 |
| Net income | 143,000 | 342,000 | 521,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,300,000 | 10,329,000 | 10,508,000 | 10,504,000 |
| Total capital | 10,834,000 | 10,911,000 | 11,036,000 | 11,023,000 |
| Risk-weighted assets | 42,433,000 | 46,644,000 | 44,585,000 | 50,917,000 |
Machine access — free, no API key
Every figure shown here about BANK OF SUNSET & TRUST COMPANY — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.