Call reports 2012
FIRST SOUTH BANK — 2012
What FIRST SOUTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 433,719,000 | 439,869,000 | 435,560,000 | 449,338,000 |
| Total loans | 249,611,000 | 258,106,000 | 253,628,000 | 246,511,000 |
| Allowance for loan losses | 4,115,000 | 4,043,000 | 3,764,000 | 3,731,000 |
| Securities available for sale | 138,483,000 | 134,556,000 | 130,623,000 | 152,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,744,000 | 351,532,000 | 346,327,000 | 366,592,000 |
| Interest-bearing deposits | 308,188,000 | 298,657,000 | 290,996,000 | 299,586,000 |
| Noninterest-bearing deposits | 50,556,000 | 52,875,000 | 55,331,000 | 67,006,000 |
| Equity capital | 53,179,000 | 54,303,000 | 55,694,000 | 52,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,609,000 | 9,235,000 | 13,786,000 | 18,095,000 |
| Interest expense | 591,000 | 1,130,000 | 1,620,000 | 2,067,000 |
| Net interest income | 4,018,000 | 8,105,000 | 12,166,000 | 16,028,000 |
| Noninterest income | 1,609,000 | 3,207,000 | 4,756,000 | 6,277,000 |
| Noninterest expense | 3,498,000 | 7,145,000 | 10,729,000 | 14,407,000 |
| Provision for loan losses | 102,000 | 157,000 | 214,000 | 216,000 |
| Pretax income | 2,027,000 | 4,022,000 | 5,992,000 | 7,695,000 |
| Income tax | 133,000 | 271,000 | 332,000 | 435,000 |
| Net income | 1,894,000 | 3,751,000 | 5,660,000 | 7,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,084,000 | 42,562,000 | 43,364,000 | 40,754,000 |
| Total capital | 45,386,000 | 45,925,000 | 46,667,000 | 44,090,000 |
| Risk-weighted assets | 263,345,000 | 268,383,000 | 263,772,000 | 266,506,000 |