Call reports 2005
FIRST SOUTH BANK — 2005
What FIRST SOUTH BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 262,808,000 | 275,883,000 | 276,726,000 | 358,540,000 |
| Total loans | 179,689,000 | 191,590,000 | 197,062,000 | 254,135,000 |
| Allowance for loan losses | 2,473,000 | 2,534,000 | 2,615,000 | 3,079,000 |
| Securities available for sale | 60,103,000 | 58,778,000 | 57,222,000 | 63,962,000 |
| Securities held to maturity | 1,839,000 | 1,038,000 | 1,038,000 | 947,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,314,000 | 246,654,000 | 246,529,000 | 321,294,000 |
| Interest-bearing deposits | 209,058,000 | 219,322,000 | 220,237,000 | 267,940,000 |
| Noninterest-bearing deposits | 25,256,000 | 27,332,000 | 26,292,000 | 53,354,000 |
| Equity capital | 23,975,000 | 24,644,000 | 25,264,000 | 31,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,663,000 | 7,621,000 | 11,932,000 | 16,648,000 |
| Interest expense | 1,031,000 | 2,225,000 | 3,650,000 | 5,250,000 |
| Net interest income | 2,632,000 | 5,396,000 | 8,282,000 | 11,398,000 |
| Noninterest income | 1,086,000 | 2,151,000 | 3,290,000 | 4,400,000 |
| Noninterest expense | 2,382,000 | 4,708,000 | 7,045,000 | 9,646,000 |
| Provision for loan losses | 117,000 | 305,000 | 418,000 | 1,083,000 |
| Pretax income | 1,214,000 | 2,529,000 | 4,104,000 | 5,064,000 |
| Income tax | 73,000 | 166,000 | 275,000 | 352,000 |
| Net income | 1,141,000 | 2,363,000 | 3,829,000 | 4,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,508,000 | 23,723,000 | 24,581,000 | 26,003,000 |
| Total capital | 25,797,000 | 26,138,000 | 27,036,000 | 29,082,000 |
| Risk-weighted assets | 182,962,000 | 193,065,000 | 196,236,000 | 261,360,000 |
Machine access — free, no API key
Every figure shown here about FIRST SOUTH BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.