Call reports 2025
GOLDEN BELT BANK, FSA — 2025
What GOLDEN BELT BANK, FSA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 337,488,000 | 354,914,000 | 358,489,000 | 365,240,000 |
| Total loans | 243,320,000 | 250,544,000 | 257,954,000 | 262,318,000 |
| Allowance for loan losses | 2,579,000 | 2,609,000 | 2,703,000 | 2,778,000 |
| Securities available for sale | 66,319,000 | 67,885,000 | 73,088,000 | 70,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,048,000 | 280,809,000 | 277,403,000 | 282,591,000 |
| Interest-bearing deposits | 220,329,000 | 227,186,000 | 227,189,000 | 232,059,000 |
| Noninterest-bearing deposits | 48,719,000 | 53,623,000 | 50,214,000 | 50,532,000 |
| Equity capital | 36,172,000 | 37,541,000 | 38,871,000 | 40,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,261,000 | 8,779,000 | 13,487,000 | 18,287,000 |
| Interest expense | 1,440,000 | 2,941,000 | 4,496,000 | 6,049,000 |
| Net interest income | 2,821,000 | 5,838,000 | 8,991,000 | 12,238,000 |
| Noninterest income | 484,000 | 1,145,000 | 1,795,000 | 2,451,000 |
| Noninterest expense | 2,165,000 | 4,481,000 | 6,877,000 | 9,261,000 |
| Provision for loan losses | 30,000 | 60,000 | 155,000 | 230,000 |
| Pretax income | 1,110,000 | 2,442,000 | 3,754,000 | 5,198,000 |
| Income tax | 44,000 | 92,000 | 146,000 | 209,000 |
| Net income | 1,066,000 | 2,350,000 | 3,608,000 | 4,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,749,000 | 38,608,000 | 39,271,000 | 40,048,000 |