Call reports 2024
GOLDEN BELT BANK, FSA — 2024
What GOLDEN BELT BANK, FSA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 310,936,000 | 320,344,000 | 332,557,000 | 337,520,000 |
| Total loans | 219,764,000 | 227,411,000 | 230,900,000 | 242,739,000 |
| Allowance for loan losses | 2,319,000 | 2,380,000 | 2,463,000 | 2,550,000 |
| Securities available for sale | 67,221,000 | 66,753,000 | 73,321,000 | 69,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,764,000 | 263,694,000 | 259,677,000 | 257,615,000 |
| Interest-bearing deposits | 213,319,000 | 211,269,000 | 205,355,000 | 206,523,000 |
| Noninterest-bearing deposits | 51,445,000 | 52,425,000 | 54,322,000 | 51,092,000 |
| Equity capital | 33,163,000 | 34,014,000 | 36,491,000 | 35,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,712,000 | 7,623,000 | 11,830,000 | 16,069,000 |
| Interest expense | 1,168,000 | 2,409,000 | 3,771,000 | 5,241,000 |
| Net interest income | 2,544,000 | 5,214,000 | 8,059,000 | 10,828,000 |
| Noninterest income | 572,000 | 1,089,000 | 1,605,000 | 2,023,000 |
| Noninterest expense | 2,148,000 | 4,288,000 | 6,367,000 | 8,574,000 |
| Provision for loan losses | 45,000 | 120,000 | 200,000 | 285,000 |
| Pretax income | 923,000 | 1,895,000 | 3,097,000 | 3,992,000 |
| Income tax | 44,000 | 75,000 | 101,000 | 154,000 |
| Net income | 879,000 | 1,820,000 | 2,996,000 | 3,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,272,000 | 36,873,000 | 37,681,000 | 38,017,000 |