Call reports 2022
GOLDEN BELT BANK, FSA — 2022
What GOLDEN BELT BANK, FSA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 296,768,000 | 300,208,000 | 295,393,000 | 300,445,000 |
| Total loans | 184,884,000 | 187,285,000 | 198,718,000 | 204,462,000 |
| Allowance for loan losses | 2,230,000 | 2,231,000 | 2,231,000 | 2,226,000 |
| Securities available for sale | 63,249,000 | 61,665,000 | 66,374,000 | 70,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,985,000 | 262,128,000 | 260,909,000 | 246,515,000 |
| Interest-bearing deposits | 203,130,000 | 200,755,000 | 197,946,000 | 189,643,000 |
| Noninterest-bearing deposits | 53,855,000 | 61,373,000 | 62,963,000 | 56,872,000 |
| Equity capital | 32,534,000 | 30,823,000 | 28,836,000 | 29,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,321,000 | 4,592,000 | 7,327,000 | 10,410,000 |
| Interest expense | 159,000 | 315,000 | 588,000 | 1,018,000 |
| Net interest income | 2,162,000 | 4,277,000 | 6,739,000 | 9,392,000 |
| Noninterest income | 633,000 | 1,226,000 | 1,735,000 | 2,229,000 |
| Noninterest expense | 1,943,000 | 3,824,000 | 5,819,000 | 7,993,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 952,000 | 1,779,000 | 2,755,000 | 3,728,000 |
| Income tax | 36,000 | 63,000 | 96,000 | 73,000 |
| Net income | 916,000 | 1,716,000 | 2,659,000 | 3,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,261,000 | 32,619,000 | 33,179,000 | 33,721,000 |