Call reports 2021
GOLDEN BELT BANK, FSA — 2021
What GOLDEN BELT BANK, FSA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 282,010,000 | 276,374,000 | 284,027,000 | 295,908,000 |
| Total loans | 179,741,000 | 180,813,000 | 177,133,000 | 182,319,000 |
| Allowance for loan losses | 2,364,000 | 2,436,000 | 2,325,000 | 2,325,000 |
| Securities available for sale | 32,799,000 | 42,729,000 | 41,464,000 | 47,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,309,000 | 232,699,000 | 241,087,000 | 252,338,000 |
| Interest-bearing deposits | 183,394,000 | 182,791,000 | 187,232,000 | 192,936,000 |
| Noninterest-bearing deposits | 53,915,000 | 49,908,000 | 53,855,000 | 59,402,000 |
| Equity capital | 35,171,000 | 35,687,000 | 35,583,000 | 36,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,285,000 | 4,413,000 | 6,545,000 | 8,639,000 |
| Interest expense | 187,000 | 380,000 | 572,000 | 749,000 |
| Net interest income | 2,098,000 | 4,033,000 | 5,973,000 | 7,890,000 |
| Noninterest income | 1,207,000 | 2,278,000 | 2,980,000 | 4,376,000 |
| Noninterest expense | 1,971,000 | 3,818,000 | 5,662,000 | 7,620,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -100,000 |
| Pretax income | 1,334,000 | 2,493,000 | 3,391,000 | 4,746,000 |
| Income tax | 46,000 | 85,000 | 112,000 | 133,000 |
| Net income | 1,288,000 | 2,408,000 | 3,279,000 | 4,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,195,000 | 31,438,000 | 31,534,000 | 32,275,000 |