Call reports 2017
GOLDEN BELT BANK, FSA — 2017
What GOLDEN BELT BANK, FSA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 138,036,000 | 141,036,000 | 145,731,000 | 241,619,000 |
| Total loans | 112,676,000 | 116,838,000 | 122,429,000 | 171,895,000 |
| Allowance for loan losses | 1,717,000 | 1,716,000 | 1,716,000 | 1,681,000 |
| Securities available for sale | 15,677,000 | 13,016,000 | 12,586,000 | 42,239,000 |
| Securities held to maturity | 1,178,000 | 315,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,615,000 | 116,117,000 | 120,735,000 | 208,195,000 |
| Interest-bearing deposits | 91,683,000 | 92,584,000 | 95,756,000 | 167,067,000 |
| Noninterest-bearing deposits | 21,932,000 | 23,533,000 | 24,979,000 | 41,128,000 |
| Equity capital | 21,892,000 | 22,287,000 | 22,562,000 | 29,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,870,000 | 4,306,000 | 6,599,000 |
| Interest expense | 84,000 | 155,000 | 231,000 | 376,000 |
| Net interest income | 1,371,000 | 2,715,000 | 4,075,000 | 6,223,000 |
| Noninterest income | 253,000 | 550,000 | 1,029,000 | 1,599,000 |
| Noninterest expense | 964,000 | 1,943,000 | 3,095,000 | 4,852,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 660,000 | 1,452,000 | 2,139,000 | 3,167,000 |
| Income tax | 31,000 | 67,000 | 95,000 | 109,000 |
| Net income | 629,000 | 1,385,000 | 2,044,000 | 3,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,919,000 | 21,354,000 | 21,669,000 | 25,367,000 |
| Total capital | 22,488,000 | 22,979,000 | 23,257,000 | 27,048,000 |
| Risk-weighted assets | 125,424,000 | 129,968,000 | 126,974,000 | 185,851,000 |