Call reports 2015
GOLDEN BELT BANK, FSA — 2015
What GOLDEN BELT BANK, FSA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 154,338,000 | 145,716,000 | 148,842,000 | 152,696,000 |
| Total loans | 109,140,000 | 109,846,000 | 111,241,000 | 113,105,000 |
| Allowance for loan losses | 1,412,000 | 1,420,000 | 1,420,000 | 1,438,000 |
| Securities available for sale | 13,138,000 | 15,741,000 | 15,376,000 | 17,674,000 |
| Securities held to maturity | 3,735,000 | 3,652,000 | 3,483,000 | 3,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,774,000 | 118,961,000 | 121,793,000 | 125,823,000 |
| Interest-bearing deposits | 104,268,000 | 95,263,000 | 96,757,000 | 101,898,000 |
| Noninterest-bearing deposits | 23,506,000 | 23,698,000 | 25,036,000 | 23,925,000 |
| Equity capital | 20,410,000 | 20,562,000 | 20,864,000 | 20,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,631,000 | 3,959,000 | 5,322,000 |
| Interest expense | 126,000 | 245,000 | 364,000 | 485,000 |
| Net interest income | 1,192,000 | 2,386,000 | 3,595,000 | 4,837,000 |
| Noninterest income | 280,000 | 684,000 | 993,000 | 1,218,000 |
| Noninterest expense | 956,000 | 1,894,000 | 2,803,000 | 3,791,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 516,000 | 1,161,000 | 1,770,000 | 2,264,000 |
| Income tax | 23,000 | 49,000 | 75,000 | 97,000 |
| Net income | 493,000 | 1,112,000 | 1,695,000 | 2,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,685,000 | 18,000,000 | 18,929,000 | 19,020,000 |
| Total capital | 19,097,000 | 19,420,000 | 20,349,000 | 20,458,000 |
| Risk-weighted assets | 139,770,000 | 139,182,000 | 141,327,000 | 141,691,000 |
Machine access — free, no API key
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